DDC Kathua, Rohit Khajuria today convened a meeting to review the flow of credit, performance of banks in key areas relating to deposits, advances under priority sector, Government Sponsored Schemes, lending for the quarter ended June 2018, here at DC Office Complex.During the meeting, DC reviewed the progress of CD ratio, cases under PMEGP - KVIB / KVIC / DIC / NULM, NRLM Handloom/ Handicraft, with special emphasis on credit linkage of beneficiaries under these schemes. He emphasized upon banks to simplify the systems and procedures so that maximum beneficiaries are credit linked under various schemes for generation of employment amongst the needy and poor people. He asked all banks to hold awareness programmes to disseminate information regarding welfare schemes among general public/farmers/skilled persons to facilitate them for setting up new units of economic activities.He impressed upon the banks and line departments to ensure effective coordination in their working. He desired that potential under agriculture and allied activities be exploited fully to achieve the benchmark of 18 percent. The Chairman exhorted upon the banks to exploit all resources at their disposal and come out with concrete action plan to increase present CD-ratio of 41.94% drastically to achieve national level of 60 percent. He advised that branch-specific Action Plans should be devised for better focus on increase in CD ratio.
The Chairman advised all banks to adopt multi level approach for continuation of Gram Swaraj Abhiyan to cover maximum number of persons under social security schemes like Jan Dhan Yojana, Suraksha Bima Yojana, Jeevan Jyoti Yojana and to issue RuPay Debit Cards to all eligible account holders, thereby initiating the process of DIGIDHAN Mission.LDM, S K Kandroo presented the achievements under Annual Action Plan for the year 2018-19, informed the house that Rs. 119.39 crores have been disbursed under priority sector and Rs. 122.34 crores under non-priority sector, thereby recording 16.90% achievement of ACP as on June 30, 2018. Further, under social security schemes 114181 accounts opened under PMJDY, 2840 individuals have been covered under Atal Pension Yojana, 28077 individuals has been covered under Jeevan Jyoti Bima Yojana, 50125 individuals has been covered under Suraksha Bima Yojana and 12983 accounts under PMMY have been opened/financed as on 30th June 2018.Prominent among others who attended the meeting were ADDC, Shubra Sharma, GM DIC, Rajinder Sharma, ACD, Sukhpal Singh, representatives of RBI, NABARD, J&K Bank, SBI, PNB, JK Grameen Bank, Reliance General Insurance, NRLM, KVIB, DIC, KVIC and senior officers of various departments.