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Punjab National Bank & Aadhar Housing Finance enter into co-lending partnership

Commercial, Punjab National Bank, Aadhar Housing Finance, Aadhar Housing Finance Limited

Web Admin

Web Admin

5 Dariya News

New Delhi , 24 Jan 2023

Punjab National Bank & Aadhar Housing Finance Ltd. have entered into a co-lending agreement to offer Home Loans at competitive interest rates. 

Through this partnership, aim is to reach out to a large section of society viz. economically weaker, lower, and middle-Income groups for providing easy, convenient, and efficient home finance solutions to customers.

The co-lending framework of the Reserve Bank of India provides a tool for the Banks and NBFCs/HFCs to collaborate, leverage on their respective strengths to provide affordable solution to the unserved and underserved sections of the society.

Agreement was signed in presence of Shri. Kalyan Kumar, Shri. Binod Kumar, Shri. M. Paramasivam, Executive Directors, Shri. Sunil Kumar Chugh, Chief General Manager from Punjab National Bank and Shri Rishi Anand, Managing Director & Chief Executive Officer, Shri. DS Tripathi, Executive Vice Chairman from Aadhaar Housing Finance Ltd.

About Punjab National Bank

Punjab National Bank (PNB), India’s first Swadeshi Bank, commenced its operations on April 12, 1895. 

DOMESTIC BRANCH NETWORK - As at the end of September 2022, Bank has total 43,451 delivery channels with a network of 10,038 domestic branches, 2 International branches, 12,966 ATMs & 20,447 Business Correspondents.

BUSINESS PERFORMANCE - PNB is the second largest Public Sector Bank (PSB) in the country. The bank continues to maintain its forte in low-cost CASA deposits with a share of 44.91%. Bank’s focus has been on qualitative business growth, recovery and arresting fresh slippages.

PRIORITY SECTOR LENDING – PNB has constantly been achieving national goals and targets allocated under flagship schemes of the nation for upliftment and employment of targeted groups.

About Aadhar Housing Finance Limited:

Aadhar Housing Finance Limited (AHFL), established in 1990 is a low-income housing focused Housing Finance company which has created a niche in the housing finance needs of the economically weaker sections (EWS) and the lower income segment population of the country. 

AHFL is one of the largest low-income segment focused Housing Finance Company with AUM of more than Rs 15,720 crores as on 30th September 2022, with a geographical reach across 20 states and union territories and a network of 354 branches and offices.



Tags: Commercial , Punjab National Bank , Aadhar Housing Finance , Aadhar Housing Finance Limited



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