To review the performance of all banks in key area of deposits and advances for quarter ending March 2015 under Annual credit Plan 2014-15, the District Level Review Committee cum District Consultative Committee (DLRC/DCC) meeting of bankers and district officers of various Government Departments of district Udhampur was held under the Chairmanship of District Development Commissioner, Udhampur, Dr. Shahid Iqbal Choudhary at conference hall DC Office here today.
While speaking in the meeting, the DDC showed displeasure with the performance of banks in the district. Stressing greater need for generating awareness about different poverty alleviation schemes of the government, the DDC exhorted upon the bankers to organize joint awareness camps with the line departments especially in rural areas of the district by the banks so that rural masses may get aware about their financial inclusion schemes.
He said that RDD, Agriculture and allied departments can play a vital role in making people aware about the KCC, skill and capacity building programmes of R-SETI. The DDC also stressed on credit counseling centers for providing skill and capacity building to manage business. He stressed on better coordination for achieving the fixed targets. He instructed bankers to involve Rural Development Department while implementing PMSBY, PMJJSBY, APY, PMJDY schemes as it has key role in public dealing. He stressed upon the officers to have proactive approach to achieve the fixed targets by better coordination with the banks.
For achieving cent percent targets, a workshop of bankers and line departments would also be organized in near future at district headquarter level. He instructed all the bankers to improve the CD ratio at par with the national level in the next quarter.During the meeting, the Lead District Manager, Udhampur revealed that deposits of the district were 2596.02 Crores and advances were Rs.762.67 crores as on March 2015. He disclosed that CD ratio of the district was 29.38 percent.
ADM RBI, while speaking on the occasion asked the LDM to allot targets to all private banks. He also asked to form sub - committee for enhancing CD ratio in the district.Joint Director Planning, Rakesh Jamwal, Lead District Manager, M.K Pandita, AGM RBI, Jammu Mr. Gopal Das, Cluster Head, J&K Bank, Iqbal Singh, ACD, PO DRDA, Chief Agriculture Officer, Chief Animal Husbandry Officer, Block Development Officers, Bankers and officers of line departments attended the meeting.