District Development Commissioner Kumar Rajeev Ranjan convened a meeting of District Level Review Committee/District Consultative Committee (DLRC/DCC) to review the performance of banks in regard to achievement under Annual Credit Plan of 2016-17 and the position of Deposits, Advances and CD Ratio.Lead District Manager, District Jammu Bhupendra Singh informed the house that deposits of the district were Rs. 32548.32 Crores and Advances Rs. 9240.23 Crores, as on 31.03.2017. The C.D. Ratio of the district stood at 28.39%.District Development Commissioner stressed upon making concerted efforts to increase the C.D. Ratio by forming a Committee of the members from major banks and government departments under the Chairmanship of Additional District Development Commissioner for better coordination.DDC stressed that Banks & government departments should organises camps in tandem for creating awareness amongst the people about the Financial literacy, PMEGP, Housing for all, Pradhan Mantri Fasal Bima Yojana & 100% coverage under KCC.
He further suggested that DIC should come out with DPRs of various projects and make it available on website, so that the entrepreneurs may be able to identify the desired project.DDC also suggested that Lead Bank should draw a calendar for organising product specific camps like housing loan melas, Education fairs, MSME seminars etc so that awareness about such facilities is disseminated to specific target groups.The meeting also held a detailed review of all the government sponsored schemes with special focus on PMEGP Schemes.Among others, ADDC Anuradha Gupta, AGM SBI RBO-II O.P. Kakroo, AGM, NABARD S.K. Sonkar, District Coordinators of J & K Bank, PNB, JKGB, EDB, & representatives from all other Banks and government departments were also present in the meeting.